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About this service

PayPal allows businesses or consumers with email to send and receive payments on the Internet in a secure, convenient and cost-effective way. The PayPal network builds on the existing financial infrastructure of bank accounts and credit cards to create a global payment solution in real time. We offer a service specially designed for small businesses, Internet marketers, individuals and others who do not meet the traditional payment mechanisms.

The breadth of our network and the increasing acceptance of our product have allowed us to become one of the main payment networks for auction websites. PayPal is increasingly used for the sale of articles, services, travel and digital content. Other professionals operating outside the Internet, including lawyers, contractors and doctors have also begun to receive more and more payments on the Internet through PayPal. The PayPal service, which allows users to send payments for free, can be used from the computer or Internet-enabled mobile phones.

PayPal (Europe) S.à.r.l. & Cie, S.C.A. Has the necessary licenses as a credit institution in Luxembourg in accordance with Article 2 of the Law of 5 April 1993 on the financial sector with the corresponding amendments and is under the prudential supervision of the Luxembourg supervisory authority, the Commission of Surveillance du Secteur Financier, with a branch registered in L-1150 Luxembourg. As the service is limited to electronic money, which can not be considered as a deposit or as an investment service under the Act, PayPal customers are not protected by the deposit guarantee schemes of the Association pour la Garantie des Dépôts Luxembourg ( AGDL).


It is Santander's solution for businesses that wish to market their products or services on the Internet. This product, supported in the payment gateway of 4B, allows obtaining the authorization of each purchase with card made through the web pages of the seller. In addition, this Virtu @ l POS allows real-time querying of the operations performed at the end of the day and cancellations.

This TPV offers functionalities like a Management and Query Module, Simulation Module and is fully adapted to the Euro and the year 2000.

No software installation is performed on the commerce / company server. All pages and programs that allow payment of an operation reside on the 4B server. This ensures the compatibility of the POS with practically all of the environments that can be found in the commercial web servers and prevents the trade the need to certify their WEB pages.